Ian Nelson

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1924 - 2020

By Christopher Maidment (with contributions from George Hill and Ian’s own memoirs)

Ian was born on 10th October 1924. His parents, Jimmy Nelson and Betty Thorne, had met towards the end of the First World War at a mobile YMCA canteen at Euston Station.

Ian was nearly 15 when the Second World War broke out. He lived with his parents and sister close to Croydon Airfield, or ‘bomb alley’ as he referred to it. One of Ian’s first memories of wartime activity was admiring a squadron of planes flying northwest in the late afternoon sunshine sometime in 1940, only then to see tiny black objects falling from them. The target was Croydon Airfield, but the major damage was caused to the ‘Evening in Paris’ perfume factory nearby – the resultant ‘pong’ lasted for days.

An early childhood accident when charging around the Christmas tree in the middle of the room and falling into the fireplace severely burning both hands did not prevent him following his father into dentistry. His further education was at Guy’s Hospital School of Dentistry, which set him on his future career. Being of service age he was posted as a dentist into the RAF and had several amusing stories of dealing with ‘top brass’ toothache!

After National Service - between 1951 and 1980 - he divided his time between his Practice in Brighton, where he lived with his wife Jean, and lecturing at Guy’s Dental School, eventually selling his practice in 1981 but continuing at Guy’s as a lecturing professor until 1990. Subsequently they moved to Hassocks and then to Hurst in 1984. Here they found satisfaction and stayed, initially with their five children, until the end of his life, having had 72 years of marriage.

Ian had completed an OU (Open University) degree before he left Guy’s in 1990, providing him with a new and totally different interest for retirement. His interest in history had been with him since schooldays. The last degree module dealt with local history. His tutor suggested that it should be published, but as this meant rewriting it for Local Population Studies, a periodical with a totally different readership, he resisted doing this for some weeks. Eventually he gave in and, much to his surprise, it was accepted. This led Ian to a day course at the University of Sussex and evolved into a D.Phil. thesis on the Poor Law activities across 28 parishes, which led to collaboration with Sussex Record Society.

At Hurst, Ian entered fully into the spirit of the village, which he learned to love. He set about learning the history of the place and its former inhabitants, spending countless hours at the records office in Chichester. He joined a group which led to the formation of the Hurst History Study Group and the publication of ‘HURSTPIERPOINT – kind and charitable’ under his editorship.

Ian was involved in the research, writing or publication of ten books. The last was ‘Who’s been living in my house?’, recording the occupants of the individual properties in the High Street during the reign of Queen Victoria. He was honoured to be asked to be President of Hurstpierpoint Historical and Geographical Society after the death of Ray Packham, an honorary post he held until he died. Bill Kent, chairman of the Society, says: “I often received questions about obscure matters of local history. I invariably referred them to Ian who answered them with typical patience and politeness. He was a lovely man who will be greatly missed.”

During the whole of his retirement period, other village activities took up most of his time. At Holy Trinity Church, where he worshipped week by week, he took on the task of opening and closing the building – a far cry from the days of Stewardship Campaign chairman and the two stints as churchwarden in the 1970s and the 1990s. He promised himself not to continue with any one project for more than ten years; so was ten years chairman of the Lifeboat Committee, helping to raise funds for the RNLI; ten years a governor of St Lawrence School and ten years conducting his famous ‘Walks Around Hurst’ taking small parties through the village, thus showing off its highlights and its history. This also raised many hundreds of pounds for charity. He believed that voluntary activities such as these need new ideas from time to time – and in any case, younger people should be persuaded to take over!

Paul Dyer, who recently retired as Headmaster at St Lawrence School reflected that: “Ian was a school governor for whom I had the greatest respect. We worked together for many years when he was chair of the personnel committee, and he and June Wilmore joined me in making some very important appointments. He was the epitome of a school governor. Ian always seemed indestructible; a great man.”

Perhaps the most significant thing was the result of a casual conversation with Harry Brown (of Brown Twins notoriety), who had been the driving force behind the local Scout Group’s fundraising for their new headquarters, raising the £150,000. Once the target had been reached, Harry was planning to cease the operation, but Ian thought the idea could be expanded for the benefit of the whole community. So the Hurst Community Charity Shop was started. After two years carrying on as the Scouts had done in empty shops at no rent, the old Scout HQ was leased from the Parish Council in 1998. Ian was among the founder trustees, but again only for ten years, raising over £500,000, shared between church redevelopment and projects in the parish as a whole. Ian was given a Golden Jubilee medal by Mid Sussex District Council in 2002, and a Community Service Award …ten years later.

In 1996 he was diagnosed with a prostate tumour. This was treated initially by surgery and radiotherapy. Difficult to believe, but Ian was sent to consultant Tim Larner, the son of one of his early students at Guy’s, who was having a high degree of success with a relatively new procedure. In spite of his age, Ian was considered a suitable case for treatment, and so in November 2010 this was done and with total success.

The ‘Mafia’, a cohort of Hurst friends, had several trips and holidays on the river Avon. Going downstream the second year, the river was in spate and they were unable to go under the bridge at Luddington Lock, and were marooned for three days; ample time for George Hill to compose ‘The Ode of Luddington Lock’ in memory of the occasion.

Another trip to Ypres on Armistice Day, visiting the Menin Gate and the huge military graveyard at Tyne Cot, where Ian discovered ‘on the wall memorial to those whose bodies were never found, the name of the Somerset Light Infantry officer who had recommended Father for a commission, thus sending him out of the front line just when his regiment suffered so many casualties – if it hadn’t been for Captain Mason, I might not have been here’.

A classic story of Ian’s came about when asked: ‘Why does Pitt Lane have two ‘t’s?’ He recited the tale that one day he was walking in the lane with the late John Worsley of West Furlong House. They came across a young man who looked lost. The man introduced himself as being from Ordnance Survey and inquired to the name of the track. “Pit Lane”, retorted John, but before Ian could inform the mapping professional that the lane led to a former sand and gravel pit at the bottom of the hill, the rather mischievous Mr Worsley exclaimed: “That’s with two ‘t’s, named after Pitt The Younger, our country’s youngest ever Prime Minister!“ - which of course was nonsense - but ‘Pitt Lane’ it is!

While this in itself should become a part of village folklore, Ian will never be forgotten here, not only with a bench on the village green facing the church and Compton House beyond it but, also planned, the twitten between the High Street and Trinity Road will be named IAN NELSON WALK.

He was a man of many parts – walking his dog for miles and playing tennis into his 90s. His general knowledge was formidable; he was definitely the man to have in your quiz team! Hurst has lost a fine man who loved and served this village.


First published in the August 2020 issue of Hurst Life Magazine.

Ian’s trike training begins

Thanks to his supporters, Aspire Charity and Hurst Life readers, Ian Maskell was able to purchase a Mountain Trike and have it delivered a couple of weeks before the Covid-19 lockdown. The Mountain Trike is an essential piece of kit that will help Ian and his team of 15 - called Maskell’s Muscles - get to the top of Snowdon. The Snowdon Push is held every year for disabled people to get to the top of the highest mountain in Wales and to raise money for the charity BackUp. This year’s Snowdon Push would have been held on 4th July. Like so many events it has been pushed forward to next summer. However, to mark the date of this year’s event, Ian, in his new shiny trike, and a few of the team met up at Firle on the South Downs to battle their way through rain and wind to the top of Firle Beacon. Ian said: “For a first trip out with an inexperienced team, things went reasonably well. There are a few improvements and modifications that will be necessary to the trike and the team to ensure we get to the top of Snowdon next year!” You can follow Ian’s progress and training off-road in his Mountain Trike for The Snowdon Push 2021 on Instagram (@maskells_muscles).

Benji wins nature competition

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Six year old Hurst resident Benji Janes recently won a national nature writing competition for his age group. Not only a writer, he is proving to be a talented artist as well and his art has featured on Chris Packham’s bird club. “I love everything about nature,” said Benji, “and I love drawing too. My story is about two sparrows that I’ve made friends with in our garden. They’re called Flutter and Flims and I see them every day! Nature is the most interesting and fun thing to learn about, and we have to look after nature and not harm it.”
The Nature on Your Doorstep nature writing competition was organised by Lucy McRobert to encourage children to write about nature. A team of wildlife writers judged the competition, with hundreds of entries from all over the country. As part of his home learning during lockdown, Benji wrote several stories about birds and entered The Story of Flutter and Flims, a story about two sparrows which visit his garden. The winners were announced by Chris Packham and Megan McCubbin on The Self Isolating Bird Club and his prize was amazing pair of binoculars, which he hasn’t been seen without since he opened them! His story will be published in the BBC Wildlife Magazine in the autumn. His proud mum, Nish, commented: “Benji draws all the time and loves to draw out in the countryside - he’s been carrying paper and pens in his backpack since he was three! He loves learning facts about nature and imagining stories, and now that he can write them down himself, he was so keen to tell this story!” Follow Benji’s art on Instagram (@benjaminfallow).

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Outdoor theatre plays at Danny House, Hurstpierpoint

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With so many live performances having been cancelled due to Covid-19, professional theatre company This Is My Theatre has worked out a plan to still play to outdoor venues this summer, including Danny House in Hurstpierpoint.

Ethan Taylor from the production company said: “Although 2020 isn’t quite the year any of us thought it would be, we are very excited to be one of the first theatre companies in the country to be dusting ourselves off and getting back on the road, and we are sure that our fun-filled show (packed with sword fights, puppetry and live music) will bring some much-needed joy this summer.”

The Three Musketeers will play as an open air show in the grounds of Danny House on Sunday 30th August at 3pm.

Rather than individual tickets on sale, the audience capacity will be made up from a series of ‘squares’ – sold per square metre, to cater for different size households. For instance a medium space is one metre square and suitable for either two adults sitting on a rug on their own. Or it could house one adult and two children, or four children.

Picnic spaces will be marked by coloured spaces on the ground and separated by 2m distances between each one. The show will run for approximately 1 hour 15 minutes with no interval to limit movement around the site.

To buy space for your household, go to: www.thisismytheatre.com

Looking forward to an open High Street in Hurst

Hurstpierpoint High Street open again

With High Street restrictions having been eased by the Government from the middle of June, many across the country will see this as a positive step towards some kind of normality after nearly three months of lockdown.

This period has meant that all the norms of life were radically changed and shopping was certainly a big part of that.

Of course, some shops in Hurstpierpoint were able to stay open – albeit under very different circumstances. Elsewhere in this magazine The Co-op management team have been given credit for being the very essence of community-minded during the peak of the crisis.

But shops like Pierpoint Pet Supplies, Gibsons and Hampers have all continued to make it possible for locals to get hold of what they needed. Nigel from JanTon newsagents would leave early in the morning for his supplier in order to get hold of much-needed stock of scarce products like flour and toilet rolls.

Jess from Poponin commented: “I am delighted that the High Street is slowly opening up again. The support from shops that were able to remain open has been great, but it will be wonderful to see others, including us, dusting things down and getting back to some normality. We look forward to throwing open our doors and welcoming you.”

The lack of open shops has not only meant a reduction in what can be purchased, but also the social joy of meeting people on the High Street. Louise from Raven explained: “It reinforces how important village life and the community is. Customers stopping for a chat on the High Street and sharing thoughts is critical for small businesses as it increases footfall.”

Nicky from Sussex Osteopath commented: “We are delighted to be back for osteopathy and counselling. It’s so lovely to see the smiling faces of my patients again, all be it that they have to then cover them with their masks!” A sentiment that is shared across the board.

“We are super excited for our Covid come back and can’t wait to see all of our lovely customers again,” Millie from Marram said.

Murray explained that The New Inn team has taken the time to refurbish, redecorate and re-equip the pub: “But now we must focus on customer safety. We will be doing our absolute best to ensure that our customers can be as confident as possible that their visit will not be putting them at any increased risk of infection.”

Ann from Columbines Health & Beauty said: “I have really enjoyed having the time off during lockdown and have done loads of things, jobs around my home and garden, helping hedgehogs and baking cakes for the neighbours etc! But now is the time to get back to real life, and I am really looking forward to seeing clients again.”

“We can’t wait to see everyone once we reopen,” echoed Daniel from Lustig & Webb. “But Stephen and I have enjoyed walking out into the fields and really getting to know the area better. The sense of community is so strong. We are very lucky to be here.”

Never has it been more important to support those shops and businesses on our doorstep – many of whom have had a very tough few months. But some of whom have taken great personal risks to stay open for business at a time when many of us were safely sitting in our homes.

We end with these positive words from Louise: “We were actually counting the sleeps until reopening and are really excited to have now done so! I am hopeful that small High Street businesses will thrive in this new world.”

Hurstpierpoint Open Gardens - film for 2020

By Prue Heron

What a year it’s been – I don’t think anyone has remained untouched by the virus in some way or another and the world seems slightly surreal at the moment.

One such tragic result of the pandemic is that our local St Peter and St James Hospice will be lose £1m in fundraising because of cancelled charity events. The Hospice relies heavily on these funds and this year’s shortfall will have a huge impact on them.

Hurstpierpoint Open Gardens was just one of the victims of the cancellations. Having raised over £9,000 last year, our team was devastated to be unable to support the Hospice in its year of real need.

See 10 gardens in the village from the comfort of your own garden or sofa. Click here.

See 10 gardens in the village from the comfort of your own garden or sofa. Click here.

Desperate for a solution, our team of eight put our heads together and the result is ‘Hurstpierpoint Open Gardens – the Film’. If we can’t bring you to our gardens, then we will bring our gardens to you.

With the help of talented local photographer Richard Paice, we now have a collection of short films of ten stunning Hurstpierpoint gardens ranging from the majestic, with lakes and views to the South Downs, to smaller, imaginative and peaceful hideaways.

This year you can put the kettle on, make a cuppa, cut a slice of cake, put your feet up and still enjoy the delights of Hurstpierpoint Open Gardens on your smartphone, tablet, laptop or PC. All in the knowledge that you are staying safe.

We have maintained the cost of access at the normal Open Gardens rate of £5 (to cover all ten garden films) but additional donations will be hugely welcomed.

The films have just been released and can be viewed via the website www.hurstpierpointopengardens.org.uk or the Facebook page Hurstpierpoint Open Gardens. You can choose to watch them individually at different times or sit back and have a marathon session watching them all in one go, which will last about an hour.

Thanks to 12 sponsors the funds are already coming in, and our dearest wish is to raise as much as we can this year for The Hospice, which has served so many of us so well in our own hour of need.

To those of you on social media, please will you share the publicity which has been posted as much as possible.

Maybe your relatives in Australia would like to see our little Sussex Village gardens? Maybe you could donate on behalf of a friend and send the link to them as a birthday present – saying you’ve paid? Care Homes may like to make a donation and show the film to residents to cheer up a grey day.

The possibilities are endless, and Hurstpierpoint Open Gardens won’t let a virus get in the way of its historical success in raising much-needed funds for our Hospice.

Hurstpierpoint & Sayers Common - Parish Council news - July 2020

By Malcolm Llewellyn, Chairman

Malcolm Llewellyn, Chairman

Malcolm Llewellyn, Chairman

I am sure that we all welcome the return to print of Hurst Life, and the opening of more of our High Street shops, as another series of small steps to whatever the new ‘normal’ might be.

During lockdown your Parish Council joined much of the country in conducting business on Zoom and then Microsoft Teams. Our staff have been operating from home, and contactable via email or by leaving a message on the office number. A small group has met weekly to focus on priorities, and getting important information out to our residents; particularly those who were isolated or did not have internet access.

There have been three leaflet drops to every household, with details of local organisations and companies that were also offering help and support. They were delivered by (mostly) young and willing volunteers led by Tracey Payne – for which we are all very grateful.

With our buildings closed, quieter streets and some of our contractors available to work safely, we have been able to push on with projects that had been delayed by the wet winter, or which would have required the closure of facilities in normal times. These have included repairs at the Cemetery, upgraded footpaths, tree safety work, improvements to the Village Garden and further changes at the Court Bushes Community Hub. With outdoor exercise being paramount, and Hurst Meadows enjoyed by many on a daily basis, it became pressing to open the approved access though Marchants Close. Some were trying different routes to gain access to the Meadows from the west side. Regrettably, the ‘lockdown’ precluded our envisaged meeting with local residents, and the announcement was made on our website and Facebook. It is important that we all stay out of the section of Ancient Woodland, known as The Wilderness, and designated by our signs. The completion of the Bramble Park western footpath will enable all to comply.

Elsewhere Council Meetings have been held via videoconferencing and telephone. If you wish to attend a meeting please contact the Clerk to the Parish Council, Sarah Groom, to enable access. Unfortunately the Annual Parish Meeting, which was due to take place on 19th May, had to be cancelled. Instead a report for the year 2019/2020 is on our website. If you do not have internet access please contact the office and they will enable a paper copy to be provided.

Of note, the report explains why for 2020/21 the Parish Council had to increase the Council Tax by 13.9%, or 19p per week, for a typical Band D property. It is not a step that we have taken lightly as we appreciate the impact that such a rise will have on our community.

Meanwhile, thank you to all who have volunteered to help others through these challenging times. These fantastic people include:
• Everyone involved in the Hurst Covid-19 Neighbours’ Support Group
• Those organising and delivering on behalf of the Food Bank
• Residents taking bags and litter-pickers on their daily exercise walk to help protect our local environment
• Those keeping the Sayers Common Community Shop open and taking deliveries and other help to those in need
• Our local businesses who have gone the extra mile working extremely hard to provide residents with goods and services

Finally, I would like to thank Stephen Hand, the outgoing Chairman, under whose leadership, experience and direction over the last five years the Parish Council has transformed its responsibilities and reach for the community - a legacy that we need to build upon going forwards; to the further benefit of our community.

VE Day in Hurstpierpoint

The residents of Wickham Hill in Hurstpierpoint decided to host a Stay at Home Street Party on Friday 8th May, as handmade flyers asked homeowners to decorate houses in red, white and blue - and then head to front gardens for 4pm.

Thank you to Catherine Tong for sending in these photos of the celebrations - albeit rather different from those that would have been planned just a couple of months ago.

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Matthews Plumbing gets new customers every month with Hurst Life magazine

Terry Matthews, owner of Matthews Plumbing, talks in this video about the effectiveness of advertising with Hurst Life (and the other Kipper Life titles) to get new customers for his plumbing and maintenance business. In it, Terry explains that his business enjoys between 10-13 new customers every month thanks to Kipper Life.

If you would like to promote your business in Hurst Life magazine on a monthly basis, get in touch with us here…

Hurst drummer Terl Bryant takes part in Drumathon Relay 2020

Terl Bryant #DrumsForNHS

Terl Bryant #DrumsForNHS

Professional drummer Terl Bryant - who lives in Hurstpierpoint - was invited to take part in a huge Drumathon Relay today, in which 14 drummers each take a 12 hour stint on the kit, the equivalent of eight 90 minute sets back to back. The mammoth sessions mirror the amazing effort that NHS workers put into 12 hour shifts every single day.

Terl expained: “I count it as a real privilege in helping to raise money for the NHS and care workers through this initiative. I’m so conscious that these guys are out there all these weeks, and it’s not over yet, working tirelessly long shifts and many of them really burning out now. This is a way (a small way) in which we can cheer them on and raise much-needed funds to help them in their task and help them behind the scenes.”

The Drumathon was the concept of drummer/producer Errol Kennedy - who is the original member of funk/soul band Imagination. Along with his wife Bev Sage, the idea of a global marathon was born - the list of world-class drummers have beaten drums for Craig David, Stevie Wonder and The Feeling, to name just a few.

Participating drummers include Errol Kennedy, Paul Stewart, Jose Joyette, Vince Dunn, Jack Heslewood, Terl Bryant, Vincenzo Infusino, Meg Learmonth, Mel Gaynor, Loz Colbert, Mairi Newberry, and Tim Reynolds. And the relay started on 8th May at 9pm with Errol Kennedy.

The fundraising target for the event is £25,000. Midway through Terl’s delay stint, they had reached almost £10,000 for NHS Charities Together. Donate here: https://uk.virginmoneygiving.com/Team/DrumForNHS

Local magazine advertising works for Caroline Telfer (Muscle Balance)

Caroline Telfer - Muscle Balance

Caroline Telfer - Muscle Balance

Muscle Balance business owner and Hurstpierpoint resident Caroline Telfer explains in this video why she continues to use local magazine advertising in Hurst Life magazine - the local community magazine for the West Sussex village of Hurstpierpoint, Sayers Common and Albourne.

"Hurst Life magazine is such a beautiful reflection of life in our community and it really represents the kind of values that I want to nurture with my business too."

"My advert is in Hurst Life constantly, every month, everyone knows where to find me."

"The quality of the publication really sits well with me. Hurst Life really gives me that lovely community feel, of quality and local interest which really helps me with my business."

https://www.musclebalancemassage.com/

To advertise your business the a fantastic local magazine, go to https://www.hurstlife.co.uk/advertise...

MSDC Garden waste collections return on 11th May 2020

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Mid Sussex District Council is resuming garden waste collections from Monday 11 May.

As part of the Council’s response to the COVID-19 national emergency, garden waste collections were paused on 13 April to enable the collection crews to meet social distancing requirements and to preserve rubbish and recycling collections.

During the past month the Council has worked hard alongside waste collection partner Serco to secure additional resources that will enable our crews to practice social distancing and collect our customers’ garden waste safely. Collections were originally predicted to be suspended for a period of 12 weeks, but new working arrangements mean it is now possible to bring the service back after only a four-week pause.

When the service resumes on Monday 11 May, customers should place their garden waste bins out for collection on their usual collection day. Anyone who is not sure when their bin is due for collection can check online at www.midsussex.gov.uk/waste-recycling/bin-collection

The garden waste collection service has been paused for exactly four weeks and during that time each customer has missed two collections. To ensure that no household is financially disadvantaged by the suspension of the garden waste collection service, the Council will add four weeks onto the end of each subscription period to cover the number of collections missed.

Councillor John Belsey, Cabinet Member for Environment and Service Delivery said: “This has been a difficult month for everyone and we are so grateful to all our garden waste customers for their patience, support and understanding during the past few weeks.

“We know that garden waste collections are important to people, especially during this lockdown period, so we have been working as hard as we can with Serco to reinstate them safely as soon as possible. I’m delighted to say that we are now able to resume our garden waste collections.

“We really appreciate the efforts you are making to hold on to your garden waste but please remain patient for a little while longer once collections are back under way and we work through the build-up.

“Our crews are not able to collect any side waste so it’s important to make sure all your garden waste is contained within the bin and that the lid is closed. If you are unable to fit all your garden waste into your green wheelie bin, please continue to store it until your next scheduled collection. This will ensure the safety and wellbeing of our collection crews and that we can continue to offer a garden waste service to everyone.”

For more information, visit the garden waste collection page at www.midsussex.gov.uk/gardenwaste where there are answers to several Frequently Asked Questions. Anyone who is unable to find the answer to their query online should email gardenwaste@midsussex.gov.uk.

Meditations to help during lockdown

Debbie Horney normally runs mindfulness courses at Randoph’s Farm in Hurst but since she isn’t able to lead group sessions during the coronavirus pandemic - she has decided to give out a number of new meditations from Remember Mindfulness to help get you through this difficult time.

Debbie Horney, mindfulness coach

Debbie Horney, mindfulness coach

I have been looking after myself with some new meditations and I would be delighted if you might like to use them too. They are as follows: 

  • The STOP practice is a short grounding meditation that can be used as many times during the day to just pause and collect yourself.

  • Coronavirus x calming the mind is a short grounding meditation.

  • Connection practice is particularly useful to remind us we are all in this together.

  • Compassion Meditation x Corona is my favourite daily practice at the moment. It brings our relationships to mind and includes a loving-kindness practice.

If you are interested in these meditations please email me and I will send you them by return.

Also, if you would like free 1-2-1 support to begin your mindfulness journey or to support your current practice, I would be pleased to help you over the telephone – contact details also below.

I was so grateful to receive the new meditations ... I love them... the compassion one is really beautiful ... it’s so gentle ... and softened my attitude ... the connection one is deeply comforting and will be a wonderful companion throughout this season of isolation ... The STOP meditation is a fantastic breather before I sit down with a pot of tea ... it’s like a little ‘pause and return to neutral’ button! ... The meditations you have provided have become the single most important part of my day ... and are a life skill I shall always treasure ... can’t thank you enough.
— Kate (former Remember Mindfulness participant)

I will continue to teach Mindfulness-based Stress Reduction in Hassocks, Hurstpierpoint, Uckfield, Ringmer, and Haywards Heath as soon as I am able. We will meet in small groups weekly for 2 hours in various locations and times (mornings / evenings)

What is a Lifetime Mortgage?

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Advertiser and Mortgage, Equity Release and Protection Adviser Nigel Urban (from Finance Planning Group) explains in more detail…

The key to giving mortgage advice is to discover the customer’s circumstances and objectives, then match those to the most suitable product – bespoke advice.

There is no better example of that than lifetime mortgages. They are available to the over-55s, but what are they and which, if any, product is right for you? We are bombarded with advertisements for ‘equity release’, we see ‘myth-busting’ articles (which are actually advertisements) and we read ‘exposés’ in the tabloid press – generalisations about products being bad. Add to this the musings of saloon bar philosophers and anybody can be excused for being confused.

Lifetime mortgages are as they say: mortgages which last a lifetime. That is not quite true, they will also end when the borrower goes into permanent residential care, but the benefit is the same – you can stay in your home as long as you want to or are able to. Other benefits are that it is not necessary (but often possible) to make interest payments during the term of the mortgage and the interest rate is usually fixed for life, giving certainty. Because interest payments are voluntary, income is irrelevant. If no interest payments are made then interest rolls up and equity reduces, although the products we recommend have a ‘no negative equity’ guarantee.

Who, then, are lifetime mortgages for? Some recent cases give examples:

A lady in her mid-70s, employed but on a zero-hours contract, needing to remortgage. Her age and type of employment made it impossible to get an income-based product. A lifetime mortgage was ideal, as interest payments could be made from earned income, if desired, but could cease on retirement.

A gentleman needing to raise money, with a reasonable pension income but a high level of credit card debt. A standard mortgage would have required nearly all the debt to be repaid to establish affordability, defeating the objective of raising money.

As well as remortgaging and capital raising, lifetime mortgages can be used to purchase a property.

The amount borrowable depends on the borrower’s age and the value of the property.

Remote advice available during the isolation period

Lenders often offer tiered interest rates, where the lower the percentage of the property’s value being borrowed, the lower the interest rate. This is good news for property owners in the south east, where large property price increases over the last few decades mean that quite large sums can be borrowed at the best rates.

For example, at time of writing, the lowest rate available is with a lender which would lend an 80 year old up to 32% of the value of a property (e.g. £240,000 on a £750,000 property). A 55 year old could borrow 6% (£45,000) of the value of the same property*.

Higher loan to value borrowing is available, although at a higher rate of interest. At time of writing the most that could be borrowed is 58% of the value of the property*, at age 83+.

Returning to the theme at the beginning, a hairbrush is a good product, but not to a bald man. Lifetime mortgages are good products if they are right for you. Get bespoke advice. As whole of market advisers, Finance Planning can draw on over 350 lifetime mortgage products* and find the right one for you.

*Source: Answers in Retirement Limited 

Contact me for a free initial discussion, with no obligation: by email to nigel.urban@financeplanning.co.uk, or call/text me on 07765 465508 (preferred) or our head office number, 01444 449200. FCA Registration Number 715721. Head Office: Hurstwood Grange, Hurstwood Lane, Haywards Heath, RH17 7QX.

www.financeplanning.co.uk

Hurst landscaper Paul helps support and surprise NHS workers

Paul Wilkinson helps distribute spring planters to NHS workers earlier this month

Paul Wilkinson helps distribute spring planters to NHS workers earlier this month

Hurstpierpoint landscaper Paul Wilkinson asked the community to nominate an NHS worker to receive one of these beautiful Spring planters supplied by South Downs Nurseries in Hassocks. 

"We were only too happy to show our support and help him out by donating these planters, which he delivered to the doors of 50 NHS workers," said Sarah Mead from the family-run garden centre in the Brighton Road.

Paul received a rapturous welcome as he delivered the planters to frontline health workers in Hassocks, Keymer, Ditchling, Clayton, Burgess Hill and Hurstpierpoint. 

What content goes into Hurst Life magazine?

Editor David Tingley explains and shows what content goes into the monthly community magazine and what makes Hurst Life difference from all the other free magazines out there.

To advertise your business in Hurst Life - find more information here.

If you have a great idea about content to go into a future issue of Hurst Life - we’d love to know more, please email editor@hurstlife.co.uk in the first instance.

MSDC seek help to commemorate Mid Sussex Virtual VE Day

With planned VE Day events now not taking place, MSDC are compiling a virtual tribute

With planned VE Day events now not taking place, MSDC are compiling a virtual tribute

Mid Sussex District Council are calling for your help to create a memory bank of commemoration for Victory in Europe Day (8th May).

While current social distancing measures are in place it will not be possible for street parties to take place at the moment, so Mid Sussex District Council is calling for submissions for a virtual memory bank to help commemorate VE Day. Tributes and photos, memories, songs and stories of VE Day and what it means will be merged into a showreel and presented on the Council’s digital platforms. Recordings of ‘We’ll Meet Again’ can also be sent to form the soundtrack to the presentation.

Earlier in the year MSDC provided grants to commemorate VE Day; but given the current national and international situation these events won’t take place at this time. The Council will of course be honouring our grant commitments when recipients feel they are in a position to mark the many sacrifices made and to commemorate the end of WWII.

Councillor Norman Webster, Cabinet Member for Community said: “This is an important commemoration and we want to do everything we can to ensure it is marked. Somehow it is even more relevant, as we all recognise the bonds of friendship and community we are experiencing anew, that we commemorate those who gave so much at that time”.

Please send photos and poems for Mid Sussex Virtual VE Day to comms@midsussex.gov.uk or via the Council’s Facebook channel. You can upload film or songs to a special form at www.midsussex.gov.uk/VE2020

Deadline for submissions in Monday 4th May 2020. MSDC cannot guarantee all will be used but the team will try to use as many as possible. Before submitting you must ensure you have permission for any items to be displayed publicly.

Lounge Lockdown Talks by HKD Transition

Local environmental group HKD Transition have put together a range of talks taking place during the Coronavirus lockdown, that anyone can join in on. They are ‘inform and entertain you during the pandemic when we (HKD) are not able to hold all the activities we had planned’.

The first is on Wednesday (22nd April, 7pm) when Laurie Jackson will talk about climate change and wildlife.

Click images below to go to Event Brite to register for each event.

Climate Change & Wildlife, 22nd April at 7pm

Climate Change & Wildlife, 22nd April at 7pm

Recycling during the pandemic - 6th May, 7pm

Recycling during the pandemic - 6th May, 7pm

Herbs and your health - 29th April, 7pm

Herbs and your health - 29th April, 7pm

Online library services widen

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Since the closure of local libraries due to the Coronavirus pandemic, West Sussex Libraries has now created a virtual hub with activities for children and elderly people, including online books, magazines and comics, puzzles and local history.

With your library membership number you can access a lot of this information - some of which includes special member access to external providers simply because you are a West Sussex Library cardholder.

A spokesperson for the Library service said: “We know how much libraries mean to our members which is why we’ve introduced this virtual hub of your local library’s online services, all accessible from home.

“We’re talking RhymeTimeOnline, handy links for book lovers, family history content, resources for home learning, links to the latest offerings from authors, publishers and more!”

There’s even access to Theory Test Pro to help learner drives study the basics before they get on the road.

For more information search the web or put this link into a web browser: https://bit.ly/2yn1f7m

Hurst's Ladymead Care Home benefits from freebies

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A local business donated food luxuries which they cannot sell during the current lock-down to local care homes as an Easter treat for staff and residents.

Family-run South Downs Nurseries donated Easter chocolate and delicacies on Good Friday.

Not surprisingly, Cameron Wallis from the Hassocks business received a warm welcome everywhere he went, including Ladymead in Hurstpierpoint.  

The garden centre's general manager, Steve Parsons said: “The garden centre is closed at the moment and with food due to go out of date before we re-open, we wanted to make sure it was sent somewhere it could be enjoyed.”

Many of the items given were from the expansive Sussex Food Hall but would likely have been out-of-date before it could re-open. A donation was also made to a local food bank